* {
    padding: 0;
    margin: 0;
} 

body {
    background: #fff;
   font: .74em "Trebuchet MS" Verdana, Arial, sans-serif;
   line-height: 1.5em; 
}
a {
   color: #3B6EBF;
   text-decoration: none;
}

a:hover {
   text-decoration: underline;
}


#wrap {
margin: 20px auto;
width: 724px;
background: #fff url('images/midbg.jpg');
background-repeat: repeat-y;
}

#top { 
background: #fff url('images/topbg.jpg');
height: 30px;
}

#content {
padding: 0 40px 0 40px;
}

#bottom {

background: #fff url('images/botbg.jpg');
height: 30px;
}


.header {
height: 100px;
background: #85ACF7 url('images/headerbg.png');
}

.header h1 { padding-left: 17px; padding-top: 22px; font-size: 22px; color: #FFF; }
.header h1 a { font-size: 22px; color: #FFF; text-decoration: none;}
.header h2 { padding-left: 17px; padding-top: 0px; font-size: 17px; color: #FFF; }

.breadcrumbs { 
    background: #F6F9FB; 
   border-bottom: 1px solid #E1E1E1; 
   padding: 5px;
}
   
.middle {
   float: left;
   width: 100%;
   margin: 0 10px;
   padding: 1% 1%;
   text-align: justify;
}

.right {
   float: right;
   width: 30%;
   margin: 0 10px;
   padding: 1% 1%;
   
}

.right ul {
   padding: 20px 0 15px 20px;
   margin:0;
}

.right li {
   margin-bottom:5px;
   list-style-type: square;
   color: #3B6EBF;
}

.left {
   float: left;
   width: 80%;
   margin: 0 10px;
   padding: 1% 1%;
   
}

.left ul {
   padding: 20px 0 15px 20px;
   margin:0;
}

.left li {
   margin-bottom:5px;
   list-style-type: square;
   color: #3B6EBF;
}

.middle h2 { color: #3B6EBF; font-size: 16px; margin-bottom: 10px; margin-top: 10px;}
.right h2 { color: #3B6EBF; font-size: 14px; margin-top: 15px;}
.left h2 { color: #3B6EBF; font-size: 14px; margin-top: 15px;}


#clear {
   display: block;
   clear: both;
   width: 100%;
   height:1px;
   overflow:hidden;
}

#footer {
   text-align: center;
   color: #666;
}